Financial Matters that Affect Seniors
Articles on financially relevant topics for seniors. Help your senior clients prepare financially for their futures with these great topics.
Estate Planning
Estate Plans Help Seniors Keep Control
When an estate plan has not been created, decisions about property, medical and final arrangements can be made without the incapacitated or deceased individual's input. This article takes a look at the important factors in laying a foundation for estate planning, including questions to ask and where you and your loved ones can go for help.
Two Ways the
Needs Trust Can Enhance the Quality Of Life for Persons With Disabilities
Trusts and estates planning go hand in hand when it comes to ensuring
quality of life for a person with a disability.
Choosing an Executor of Your Will
Find the right person to act as executor of your will and your estate
planning is well on its way to providing you and your family peace
of mind. Who do you know who best fits the job description?
Industry Standards & Ethics
Financial Advisor Acronyms
Financial-services professionals who advise the public have an array of credentials to choose from. Those credentials include those that are tracked in a database kept by the Financial Industry Regulatory Authority and others that are less well-documented. Some are even defunct, but may still show up in advisers' marketing materials
New
Regulations Help Guarantee the Competency of Tax Preparers
More stringent IRS regulations for tax preparers are slated to begin
in 2011. This explanation of the changes and how CSAs can help their
senior clients with this new information is provided in this article.
Elder
Investment Fraud and Exploitation - Patient Brochure
A much needed informational brochure for your senior clients which
explains Elder Investment Fraud and Financial Exploitation and provides
resources for seniors who feel that they have been victimized.
Elder
Investment Fraud and Financial Exploitation - Pocket Guide
A pocket guide for your senior clients which explains Elder Investment
Fraud and Financial Exploitation and provides resources who feel
they have been victimized.
Guide to Financial
Industry Standards
A simplified guide to the definitions and requirements for designated
professionals in the Financial Industry.
Mortgages
Housing & Mortgage Advice: Home Hazards
A guide that helps homeowners identify and eliminate hazards that exist in their homes.
FAQs
about Reverse Mortgages
Record numbers of consumers are using reverse mortgages to remain
in their home to supplement retirement income, pay for health care
expenses, make home modifications, or simply establish a cash reverse
for emergencies. Get the right answers about reverse mortgages.
Source: National Reverse Mortgage Lenders Association, a non-profit
organization out of Washington D.C.
Consumers Guide
to Mortgages for Seniors
This guide will help seniors of all ages to understand some of the
options open to them and precautions that they should take when
it comes to owning a home, downsizing, paying a mortgage, taking
out a reverse mortgage, and selling property.
Money Management
Getting a Handle on Financial Fees
When working with a financial advisor, it is important to understand how fees are charged. Learn what the different fees are and select the ones that are best for you and your financial situation.
Easy and Affordable Home Improvements for Senior Safety
More and more seniors and baby boomers say they want to age in place. To do this, their homes must serve them well. Home improvements that make a home more livable for a senior can help with resale value as well. Caregivers and family members can help make these improvements.
Daily Money Managers Handguide
A comprehensive handguide created for Daily Money Managers - courtesy of Enlightened Resource Management.
Why Seniors Should Consider Daily Money Management
If a senior is unable to manage their daily money issues, they could lose their homes and more. Daily money management can help seniors live independently and keep money issues under control.
Baby Boomers Are Decidedly Saving More
Baby boomers are now focusing on increased savings methods and decreased spending. This generation is thinking differently than ever before and carefully planning for their futures.
How to Reduce Medical Debt
Medical debt is the most common form of debt that seniors encounter. However, doctors’ offices and hospitals are likely to work with you to reduce the charges and to find options for payment. Stay in control of your medical debt with these suggestions.
What to do when a Seniors Care is Too Much for the Family
It’s exhausting caring for a senior loved one, but a Geriatric Care Manager (GCM) can help sort out issues for the family and provide guidance for a better care plan for everyone.
Driving Down the Cost of Your Car Expenses
Individuals on fixed incomes are even more susceptible when it comes
to rising gas prices. Learn how to alleviate costs associated with
your car and feel some relief on finances.
Keeping Your Bank Account Safe
from Fraud
We often think that bank account fraud is committed by
someone we don’t know. Unfortunately, seniors are most often
targets for bank account fraud by family members, caregivers, and
others close to them. See what the experts say about protecting
your accounts.
Tips for Helping
Seniors Gain Control of Their Credit Card Debt
With older Americans being among the most vulnerable age group in
this recession, a majority of them carry debt loads they can barely
handle. SCSA has created this simple guide that will offer you tips
on how to use.
Public Policy
Seniors and the Affordable Care Act - Q&A
Bob Semro, Health Policy Analyst for the Bell Policy Center, answers questions related to January's Educational Webinar, Seniors and the Affordable Care Act.
Retirement
New Move-In Incentives at Retirement Communities
Senior living facilities are finding reasons for creating some fancy funding options for seniors who are stuck in their homes because of a dragging real estate market.
Veterans Benefits
– Are You Missing Out?
Veterans, don’t miss an opportunity to get extensive benefits
coverage. You and your family may have many options for VA support.
How to Stretch out
an IRA
Seniors can get the most out of their existing IRAs by utilizing
this method of estate planning. Show them this article to help them
create improved financial picture for their beneficiaries.
Retirement
Plan Limits - Part I of III - Income tax & Retirement Plan/IRA
changes 2011
The IRS shares the updated changes for the 2011 income tax and retirement
plan/IRA contributions. A helpful handout for your clients.
Retirement
Plan Limits - Part II of III - Medicare Inflations Adjustments
2011
The Social Security Administration shares its adjusted numbers for Social Security and Medicare. There will be no inflation adjustment to Social Security benefits. However, Medicare premiums, deductibles, and co-pays have changed.
Retirement
Plan Limits - Part III of III - Income Tax Adjustments
Applicable to your clients needs for their tax preparation - the
IRS provides this table of inflation-adjusted income tax rates for
2011.
Roth IRA's
This article on why Roth IRAs are such a beneficial tool for retirement
planning. Your clients will appreciate the information that can
help them make the most of their retirement dollars.
"When
I'm 64" - How Aging U.S. Baby Boomers Have Begun to Carry that
Weight
See why delayed retirement is related to delayed onset of cognitive
declines, according to data from 13 developed countries. The trend
in working longer is expected to continue as Baby Boomers turn 65.
"ROP"
Pension Maximization by William Devereaux, CSA
Editorial article – Retirement Option Planning – Pension
Maximization. The most sophisticated software in the industry for
individuals retiring with pension benefits.
Don't see the information you need? Contact us at society@csa.us
and we'll get it for you!
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