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JD Dinnocenzo

2018 CSA Conference


JD Dinnocenzo

Cross Country Mortgage
Senior Loan Officer


Moving Forward in Reverse / The Reverse Mortgage Solution

More and more seniors are facing financial challenges as the cost of living continues to rise and their income remains constant. Reverse mortgages can be a viable option to help offset rising costs for seniors who wish to remain in their homes. Learn how reverse mortgages work and the benefits that this unique mortgage product can provide to senior homeowners.  

  • Introduction to Reverse Mortgage
    • History of Reverse Mortgages
    • The Senior Market
    • Why Seniors Do Reverse Mortgages
    • Fact vs. Fiction
  • Reverse Mortgage Product
    • Product Overview
    • Different Types of Reverse Mortgages
    • Qualifications for a Reverse Mortgage
    • Required Counseling o Qualifying Property Types
    • Advantages of a Reverse Mortgage
    • Cost of a Reverse Mortgage
  • Reverse Mortgage Illustrations
    • How Much Can a Senior Borrow?
    • Distribution Options
    • Obligations During a Reverse Mortgage
    • Repayment Triggers
    • Payoff of a Reverse Mortgage
  • Alternatives to a Reverse Mortgage
    • 30 year Fixed Rate or Home Equity Line of Credit
    • Why NOT to get a Reverse Mortgage?

 Learning Objectives

  1. Understanding the basics of a Reverse Mortgage
  2. Understanding the safeguards and protections that Reverse Mortgages offer for homeowners
  3. How Reverse Mortgages can be used as a financial / estate planning tool

About JD

JD Dinnocenzo is a Certified Mortgage Planner, Certified Senior Advisor, Reverse Mortgage Specialist and Licensed Mortgage Banker and works for Cross Country Mortgage, a national residential lender based in Brecksville, Ohio. His undergraduate degree in Management and Accounting was earned at Thiel College in Greenville, Pennsylvania and he graduated from The University of Houston in Houston, Texas with an MBA. Dinnocenzo is a nationally licensed loan officer and holds with individual state licenses in Florida, Pennsylvania and Connecticut. JD Dinnocenzo is also a member of the Board of Directors of the Palm Beach Florida Guardian Association. 

Visit the Schedule at a Glance for session dates, times, and locations. 

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